ZeroRisk Secures $10 Million Series A to Expand Merchant Cyber Risk Solutions

How ZeroRisk’s Technology Identifies Hidden Merchant Vulnerabilities

ZeroRisk, a Dublin-based cybersecurity firm specializing in merchant risk management for banks and payment providers, announced on September 9, 2026, the close of a $10 million Series A funding round. The investment will support the development of next-generation tools designed to assess and mitigate cyber threats across complex merchant ecosystems. Founded to address growing vulnerabilities in digital payment chains, ZeroRisk integrates real-time monitoring with predictive analytics to help financial institutions safeguard their networks. The funding round was led by prominent European venture capital firms with expertise in fintech and cybersecurity, though specific investor names were not disclosed in the announcement. This capital infusion marks a significant step in the company’s mission to scale its platform beyond core European markets.

ZeroRisk’s platform continuously analyzes transaction patterns, behavioral anomalies, and third-party integrations across thousands of merchants to detect early signs of compromise. Unlike traditional security tools that focus on individual endpoints, the system evaluates risk at the network level, identifying cascading threats that may originate from small vendors but impact major payment processors. By correlating data from multiple sources—including dark web feeds, vulnerability scanners, and internal transaction logs—the platform generates risk scores that update in real time. This approach allows banks to prioritize remediation efforts and apply targeted security controls where they are needed most. The company emphasizes that its model reduces false positives while increasing detection accuracy for sophisticated supply chain attacks.

Can Smaller Merchants Benefit from Enterprise-Grade Risk Tools?

A key focus of the new funding is adapting ZeroRisk’s technology for smaller merchants who often lack dedicated cybersecurity resources. The company plans to introduce a streamlined version of its platform that delivers actionable insights without requiring extensive IT overhead. This scaled-down offering will include automated alerts, simplified dashboards, and guided remediation steps tailored to businesses with limited technical staff. By lowering the barrier to entry, ZeroRisk aims to extend its protective reach across the entire merchant spectrum, from micro-businesses to large retailers. Early pilot programs have shown promising results in reducing fraud-related chargebacks and improving compliance with payment card industry standards.

What specific cyber threats does ZeroRisk’s platform detect? The system identifies threats such as credential stuffing, malware injection via third-party plugins, unauthorized access attempts, and data exfiltration patterns linked to point-of-sale compromises. It also flags unusual transaction behaviors that may indicate account takeover or synthetic fraud.

Frequently Asked Questions

How does ZeroRisk integrate with existing bank security infrastructure? ZeroRisk connects via APIs to security information and event management (SIEM) systems, fraud detection platforms, and vendor management tools used by financial institutions. This enables seamless data sharing and coordinated response workflows without requiring rip-and-replace of current systems.

Is the platform compliant with global data protection regulations? Yes, ZeroRisk’s platform is designed to meet GDPR, CCPA, and other regional data privacy requirements. It minimizes personal data retention, employs encryption in transit and at rest, and provides audit trails for regulatory reporting purposes.