Access and Pricing
Muse offers a free plan, with paid subscriptions at $20 and $100 per month for heavier users. The key difference from other AI subscriptions lies in functionality: the agent can access email, other services, schedule trips, fill forms, negotiate on the user’s behalf, and make purchases. For longer tasks, it can continue working even after the app is closed. Secure Payments via Stripe Link Meta has linked a virtual card to the agent, turning Muse into a payments product from launch. The agent does not see the user’s card details; instead, Stripe Link generates a single-use card tied to the merchant, amount, and limited time period. Each payment requires human approval before completion. This mechanism activates even when the site already has the user’s payment details on file.
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However, responsibility remains: at approval, the agent may already have influenced merchant choice, negotiated terms, and completed forms. A dispute from a flawed agent decision differs from a standard unauthorized transaction. Stripe Link offers protections for eligible Muse transactions, including damaged, lost, price-reduced, and returned goods, but does not clarify who bears final cost if the issue stems from the agent’s decision, not payment execution. Muse Cloud Architecture Meta built dedicated infrastructure to manage these risks. Each Muse instance runs in a „Muse Secure VM,” a dedicated virtual machine in Meta’s cloud containing the agent and the user’s connected data. The agent is powered by Muse Spark, Meta’s model for agentic activities. A separate agent, Sentinel, evaluates actions and internet access. Users set which services Muse may access and what permissions are granted, including whether it can only read email or send messages.
However, responsibility remains: at approval, the agent may already have
Meta says users can revoke these permissions, and Muse requests confirmation before sensitive actions like sending an email or making a purchase. Conclusion With Muse, Meta expands its AI ecosystem, combining personal assistant features with a secure payments system and a strong control framework. While other financial firms address similar issues from different angles, Meta strengthens its position through dedicated architecture and tight integration with Stripe for protection and transaction transparency.
