With the chip-based approach, the card must be physically present and tapped to
Apple’s gift cards, long targeted by fraudsters, may soon gain stronger protection through a new tap-to-verify feature coming with iOS 27. The update, expected next week, will allow users to redeem cards by tapping a security chip on the card against the back of a compatible i Phone. This method aims to confirm legitimacy faster and reduce counterfeit or stolen card use. The technology relies on near-field communication embedded in the physical gift card, similar to contactless payment systems. When tapped, the i Phone reads encrypted data from the chip to validate the card’s authenticity before allowing redemption. Apple has not detailed the exact security protocols but says the process will be seamless for users while adding a layer of defense against tampering. How the Tap-to-Verify System Works The new redemption method replaces the current scratch-off code system, which fraudsters often exploit by stealing or guessing codes before activation.
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OneSpan Unveils New e‑Signature Features Including Identity Wallets and AI Workflow SupportWith the chip-based approach, the card must be physically present and tapped to proceed, making remote fraud attempts much harder. Apple says the feature will work with i Phone models that support NFC reading, which includes most devices released in the last few years. Will This Stop All Gift Card Scams? While the upgrade adds a significant hurdle for fraudsters, it may not eliminate all risks. Scams involving social engineering—where victims are tricked into buying cards and sharing details—could still occur if users are deceived before tapping. However, Apple believes the change will reduce large-scale counterfeiting and unauthorized resale of stolen cards. Frequently Asked Questions How do I know if my Apple gift card has the security chip? Cards issued after the iOS 27 rollout are expected to include the chip; older cards may still rely on the current code system until replaced.
Can I still use old gift cards without the chip? Yes, existing cards will remain functional, though Apple may encourage users to exchange them for updated versions over time. Will Android phones support the new tap feature? No, the tap-to-verify function is designed specifically for i Phones with NFC capabilities and will not work with Android devices.