Premium perks beyond banking
Romanian digital bank Salt Bank unveiled two new card products, Salt Premium and Salt Everyday, on July 8, 2026. The launch aims at customers who want more than basic banking, promising a mix of travel, insurance and everyday rewards.
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Salt Premium grants holders access to more than 1,800 airport lounges worldwide, a feature usually reserved for elite travel cards. Cardholders also receive travel insurance that covers medical emergencies, trip cancellations and lost luggage. Roadside assistance is included for vehicle breakdowns within Romania and the EU. In addition, the bank offers non‑banking goodies, such as vouchers and subscriptions, worth up to RON 3,000 per year. A spokesperson explained that these perks are designed to make everyday spending feel more rewarding, and that many of them can be enjoyed at no extra cost if the client meets monthly spending thresholds.
Will the free tier attract price‑sensitive users?
Salt Everyday is marketed as a no‑fee option that still provides essential benefits. Users can opt into travel insurance and limited lounge access without paying an annual charge, provided they maintain a minimum monthly transaction volume. Analysts note that the free tier could lure customers from traditional banks that charge higher fees for similar services. The bank expects the Everyday card to increase its active user base by 15 % within the first year, according to internal forecasts. Customer feedback from a pilot group highlighted appreciation for the simplicity of activation and the tangible savings on travel‑related expenses.
If the rollout succeeds, Salt Bank could reshape the Romanian banking landscape by blurring the line between financial products and lifestyle services. Competitors may be forced to enhance their own card offerings, leading to a richer ecosystem for consumers. The bank plans to monitor usage patterns closely and may introduce further upgrades or partnerships based on demand.
Frequently Asked Questions
What distinguishes Salt Premium from Salt Everyday? Salt Premium offers extensive lounge access, higher‑value non‑banking rewards, and broader insurance coverage, while Salt Everyday provides a core set of benefits with no annual fee under certain spending conditions.
Can customers activate the perks themselves? Yes, all benefits are managed through Salt Bank’s mobile app, where users can enable insurance, view lounge eligibility and claim vouchers.
Is there a minimum spending requirement for the free tier? Salt Everyday requires a modest monthly transaction volume, typically around RON 500, to unlock the no‑fee status and associated perks.
